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THE TAKEAWAY Penn State : The mistakes proved costly. Penn State coach James Franklin will be on major clean-up duty this week after seeing three red-zone possessions end without points, three missed field goals, two interceptions, one lost fumble, a muffed punt and a fumbled kickoff return in addition to Fords late TD run and the late defensive breakdowns. Indiana : This victory is a huge step for the program. Allen know the Hoosiers need to start beating ranked teams more consistently, and this one came on a day the defense played reasonably well and the offense managed only 221 yards 19:35 of possession time. POLL IMPLICATIONS Penn State will slip in the Top 25, perhaps precipitously. The defense played well but broke down late while the offense and special teams werent anywhere near championship caliber. Its turnovers and penalties.