It's OK to indulge in small wants once in a while if your family's situation allows, but needs always come first.

Beth Kobliner

Beth Kobliner (born January 18, 1965) is an American personal finance commentator and journalist, and author of the New York Times bestsellers Get a Financial Life: Personal Finance in Your Twenties and Thirties. and Make Your Kid a Money Genius (Even If You're Not). In 2010, she was appointed by President Obama to the President's Advisory Council on Financial Capability, and was instrumental in developing the council's Money as You Grow initiative. The site, MoneyAsYouGrow.org, has reached over one million visitors. In February 2014, Kobliner was appointed by President Obama to the President's Advisory Council on Financial Capability for Young Americans.Kobliner is also the co-author, with her then nine-year-old son, of the 2013 children's book Jacob's Eye Patch, illustrated by Jules Feiffer.Kobliner served as an advisor for Sesame Street's financial education initiative, and appeared in an outreach video with the character Elmo. She is a contributor to the Huffington Post and Mint.com, has participated regularly in public radio's national programs The Takeaway and Marketplace, on which she discussed teens and money with her daughter in the "Beth and Becca" segment. Kobliner has been a columnist at Glamour and Redbook magazines, and has contributed to publications including The New York Times, The Wall Street Journal, O: The OprahMagazine, Parade, and Reader's Digest. She was a featured correspondent and national outreach advisor for the PBS special Your Life, Your Money.

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