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What it takes to be a giver or philantropist is just a heart of gold. Yes of course, anyone who bears a heart of gold within himself or herself is bound to be philantropic or generous. Anyway, do you have a heart of gold or not? If Yes, then do you have anything to show for it? If No, then you've got to acquire it (a heart of gold ). Because, it pays to be philantropic or generous. Besides, no one has ever become poor just because of giving. And so, bet me you yourself cannot and will never become poor just by the reason of giving generously to someone else or others i.e. anyone or those who you are better off.