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Internally we want to be open to rethinking things that we've reflexively said 'No' to or maybe made it so highly conditional it was an effective 'No', the message we're trying to give is... we're open to working through those things. We're not guaranteeing the result, but we're ready to talk and to think.
If you have secure and reliable sources of funding and you have a capital base to absorb potential credit losses you don't have that type of volatility, i would only speculate that, you know, partnerships or other types of relationships with traditional banking organizations may make more sense from a strategic standpoint.
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