Perfect Strangers1986

Balki Bartokomous:
When I put my money here, what are you going to do with it?

Larry Appleton:
The same thing they do with my money: They loan it out to other people for interest.

Balki Bartokomous:
They give my money to other people just because it's interesting?

Larry Appleton:
No, no no. "Interest" is what other people pay the bank so they can use your money.

Balki Bartokomous:
Well if they're using my money why don't they pay me?

Larry Appleton:
Well the bank performs a service. For instance, you could come here an borrow money yourself.

Balki Bartokomous:
I could come to this bank and borrow my own money and then pay them interest?

Larry Appleton:
Well... yes. Provided you had good credit.

Balki Bartokomous:
What that is?

Larry Appleton:
Well "credit" is proving to the bank that you don't need to borrow... your own money.