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I really can't explain why so many people are confident about their ability to pay for long-term care, it might be that they think - wrongly - that Medicare is going to cover it, or maybe they'll just spend down to indigent levels and go on Medicaid. But there's no way this is a justifiable sense of optimism.

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    Who said: "Let us not seek the Republican answer or the Democratic answer, but the right answer. Let us not seek to fix the blame for the past. Let us accept our own responsibility for the future."?
    A Gerald Ford
    B Lyndon B. Johnson
    C John F. Kennedy
    D Jimmy Carter