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Joan Carter (born July 2, 1943 in Pittsburgh, Pennsylvania) is an American businesswoman and philanthropist. She is President of UM Holdings Ltd. which she co-founded with John Aglialoro. Since 1973, UM Holdings has owned and operated a variety of business, primarily in the health and fitness industries. UM Holdings was the owner of Cybex International and EHE International., both of which were sold in 2016.

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